Main Street Accounts

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• There is no minimum balance required
• The first order of personalized checks are free
• The interest rate is 0.30% with an annual percentage yield (APY) of 0.30% with a minimum maintained balance of $1,500 (Effective June 20, 2003)
• Minimum $100.00 deposit to open this account.
• Main Street Plus Membership fee is $4.00 per month.
• Direct deposit of social security checks, payroll checks,
• Cashier's checks for free
• Money Orders for free
• Safe Deposit Box free for a one year
• Eye Care Savings
• Medical Emergency Data Card
• Rx Advantage
• Prescription Drug Program
• Death Insurance and Increased Common Carrier Coverage
• Travelers Checks
• Credit Card Protection
• Emergency Cash Advance Service
• Financial Newsletter
• 24-Hour Banking with your Advantage Card
• Lost Key Return Service
• TravelersAdvantage
• Travel Savings
• Nationwide Discount Book

This is an interest bearing account. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $1500.00 in the account each day to obtain the disclosed annual percentage yield.

• The interest rate is 0.30% with an annual percentage yieid (APY)of 0.30% with a minimum maintained balance of $1,500
• The first order of personalized checks are free
• Minimum $100.00 deposit to open this account.
• Direct deposit of social security checks, payroll checks,
• $100,000 Common Carrier Accidental Death Insurance
• Credit Card Protection
• Emergency Cash Advance Service
• 24-Hour Banking
• Lost Key Return Service
• Travelers Advantage
• Travel Savings
• Financial Newsletter
• Nationwide Discount Book
• A $7.00 fee will be assessed if the daily balance Falls below $100.00 during the statement cycle.

This is an interest bearing account. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $1500.00 in the account each day to obtain the disclosed annual percentage yield.